State and Local Covid 19 Funding Resources

Your Complete Guide to COVID 19 Emergency Funding that You Need to Know About
The COVID 19 crisis has severely impacted almost every small businesses nationwide. Forced to close doors and unable to work, their livelihood is being threatened and bills are pilling up. They are left running around worrying about their ability to pay rent and seeing the entrepreneurial dreams crumbling under the feet.  We want to help and we have compile a list of resources available so you don't have to feel overwhelmed navigating the loans, grants, and aid out there. This guide is frequently updated list of everything businesses will need to weather the impacts of Coronavirus.


  • Birmingham Strong Emergency Loan Fund: An emergency loan that will provide up to $25,000, zero-interest, 180-day loans to small businesses (with less than 50 employees) to prevent staff reductions, offset losses related to coronavirus, and help companies sponsor sick pay for workers. Read more here.
  • Quick Action Loan Program: A total allocation of $7 million for small businesses allowing eligible companies to apply for a loan or loan guaranty of up to $250,000. Read more here.
  • California Capital Access Program for Small Business: A loan loss reserve program which may provide up to 100 percent coverage on losses as a result of certain loan defaults. Read more here.
  • COVID-19 Emergency Health Grant for Artists: Women’s Center for Creative Work (WCCW) is offering $1,000 grants for low-income artists who identify as a woman, as trans or nonbinary, and/or as a person of color, who live in Los Angeles, Orange, Riverside or San Bernardino Counties. Read more here.
  • La Luz Microloan Program: Providing loans ranging from $1,000 to $50,000 to existing businesses that would not be eligible for traditional bank loans in Sonoma Valley. Read more here.
  • Los Angeles Small Business Emergency Micro-loan Program: Newly established micro-loan program to provide the financing needed to strengthen small business enterprises. It offers loans ranging from $5,000 to $20,000 with 0 to 3 percent interest rates. Determine your eligibility and apply here.
  • Sacramento Small Business Emergency Economic Relief Program: A $1 million economic relief fund for businesses. The zero-interest loans are granted up to $25,000 per business. Learn more here and apply here.
  • San Fransisco COVID-19 Small Business Resiliency Fund: For businesses engaged in activities regulated by the City and County of San Fransisco, and have a license/permit associated with that regulation, this fund will allow impacted small business owners (with fewer than 5 employees) to access up to $10,000. Read more here.
  • San Fransisco Emerging Business Loan Fund: Main Street Launch will provide capital to businesses, with small business loans ranging from $10,000 to $250,000. Read more here.
  • Denver Small Business Emergency Relief: Offers cash grants up to $7,500 to businesses in industries that have been greatly affected by COVID-19. Small business owners that have lost the ability to operate (including restaurants, retail shops, nail salons, and barbershops) are eligible to apply in order to receive assistance with rent, utilities, etc. Read more here.
  • Hospitality Emergency Loan Program: No-interest loans of up to $10,000 per business per month to help restaurants, bars, and other hospitality businesses cover rent, utilities, and other unavoidable bills (not personnel costs). Read more here.
  • Florida Small Business Emergency Bridge Loan Program: Up to $50 million has been allocated for a program in which small business owners with two to 100 employees can apply for short-term loans up to $50,000. The loans are interest-free for up to one year and are designed to bridge the gap to either federal SBA loans or commercially available loans. Read more here and apply.
  • Atlanta Fund to Assist Those Affected by COVID-19: A $7 million coronavirus emergency fund that will allocate $1.5 million to small businesses. Read more here.
  • Chicago Small Business Resiliency Fund: Provides small businesses with emergency cash flow through low-interest loans of up to $50,000, with repayment terms of up to 5 years. Read more here and apply here.
  • MHK Together: 502 and Greater Manhattan Community Foundation have formed a “buy one, give one” community relief program. Register your company so consumers can easily buy gift cards to your business. Read more here.
  • New Orleans Gig Economy Relief Fund: The New Orleans Business Alliance is committing $100,00 to initiate a fund for the gig economy workers who have been directly impacted via loss of income. Read more here.
  • COVID-19 Emergency Relief Loan Fund: A $75 million fund offering working capital to for-profit small businesses in Maryland whose operations have been affected by COVID-19. The loans are available up to $50,000 at 0 percent interest for 12 months (2 percent interest for the remaining 36) for businesses with 50 employees or less. Read more here.
  • COVID-19 Emergency Relief Grant Fund: A $50 million grant fund for small businesses and nonprofits in Maryland. Grants offered will scale up to $10,000 and are available for businesses with 50 employees or less. Read more here.
  • Small Business Recovery Loan Fund: A $10 million relief fund for Massachusetts businesses affected by the coronavirus. Eligible companies with fewer than 50 employees can apply for immediate fund of up to $75,000. Read more here.
  • Michigan Small Business Relief Program: Provides up to $20 million in support of small businesses that have been impacted by COVID-19. Grants will be available up to $10,000 and loans will be available from $50,000 to $200,000 at interest rates of 0.25%. Will be available no later than April 1, 2020. Read more here.
  • Minnesota Small Business Emergency Loans: The Minnesota Department of Employment and Economic Development (DEED) are loaning small, Minnesota-based businesses $2,500 to $35,000 loans, based on the the firm’s financial injury. Read more here.
  • The Gateway Resilience Fund: A fund that will support owners of independent bars, restaurants, and shops in St. Louis that have been affected by COVID-19. Read more here.
  • Small Business Resource Loan Program: Eligible small businesses located in the city and county of St. Louis can apply for 0 percent interest loans of up to $5,000 for working capital. Read more here.
  • Omaha COVID-19 Response Fund: A fund that will provide flexible resources to organizations and local nonprofits working with communities who are disproportionately impacted by coronavirus and the economic consequences of this outbreak. Read more here.
New Mexico
  • COVID-19 Business Loan Guarantee Program: Will guarantee a portion of a loan or line of credit up to 80 percent of principal, or $50,000 to small businesses seeking emergency loans or lines of credit. Read more here
New Jersey
  • Micro Business Loan Program: For-profit businesses in New Jersey that have an annual revenue of no more than $1.5M and with less than 10 employees are eligible to apply for loans up to $50,000. Read more here.
New York
  • NYC Small Business Continuity Loan Fund: Businesses with fewer than 100 employees that have seen a sales decrease of 25 percent can apply for zero-interest loans of up to $75,000. Read more here and apply here.
  • NYC Employee Retention Grant Program: Small businesses with fewer than 5 employees can apply for a grant to cover 40 percent of payroll costs for two months to help retain employees. Read more here and apply here.
  • Syracuse COVID-19 Emergency Relief Program: 0 percent interest, 180-day emergency loans at an average value of $10,000 will be available for small businesses in the city of Syracuse. Read more here.
  • Jade District-Oldtown COVID-19 Small Business Response Fund: Due to fear and xenophobia, many small businesses in Portland’s Jade District have been experiencing a dramatic downturn in business. Up to $190,000 in grants will be available for disbursement, with a priority on Asian and Pacific Islander-owned businesses. Read more here.
  • Hillsboro Small Business Emergency Relief Fund: The city of Hillsboro is developing an emergency loan for small and medium sized businesses. Read more here.
  • Philadelphia COVID-19 Small Business Relief Fund: Grants and zero-interest loans are now available to small businesses in Philadelphia that have been affected by COVID-19. Read more here.
  • Salt Lake City’s Emergency Loan Program: Business owners within Salt Lake City Limits can apply for zero-interest loans of up to $20,000. Read more here.
  • Seattle Business Stabilization Fund: A $1.5 million grant program giving up to $10,000 to small businesses. The city has also deferred tax payments for business-owner candidates and will set up a small-business recovery task force. Read more here.
  • Amazon Neighborhood Small Business Relief Fund: Amazon has created a $5 million fund that will provide cash grants to local Seattle small businesses.  Read more here and apply here.
  • Seattle Arts Recovery Package: A $1.1 million fund to invest directly in creative workers, and arts and cultural organizations financially impacted by COVID-19. Read more here.
  • Small Business 20/20: A $5 million grant program that will give companies with fewer than 20 employees up to $20,000. Read more here


    For Federal Government Resources. Read more here.

    For Banks and Credit Cards Resources. Read more here

    For General Funds Resources. Read more here

     For State and Local Resources. Read more here

    If you know of any other services or funds that could help families affected by COVID 19 please Contact Us  so we may add your information to the list. 

    WAIT.. There is more

    Did you knew that we have compiled several resources that would be useful to you? 

    Would you like collaborate with us?

    YouTube Website